// 49-states map (Nebraska greyed) + Sample report preview // State paths (simplified rect grid - editorial, not literal) // Using a clean grid layout similar to periodic-table-of-states const STATE_GRID = [ // [code, row, col, name] ['AK', 0, 0], ['ME', 0, 10], ['VT', 1, 9], ['NH', 1, 10], ['WA', 2, 1], ['ID', 2, 2], ['MT', 2, 3], ['ND', 2, 4], ['MN', 2, 5], ['IL', 2, 6], ['WI', 2, 7], ['MI', 2, 8], ['NY', 2, 9], ['MA', 2, 10], ['OR', 3, 1], ['UT', 3, 2], ['WY', 3, 3], ['SD', 3, 4], ['IA', 3, 5], ['IN', 3, 6], ['OH', 3, 7], ['PA', 3, 8], ['NJ', 3, 9], ['CT', 3, 10], ['RI', 3, 11], ['CA', 4, 1], ['NV', 4, 2], ['CO', 4, 3], ['NE', 4, 4], ['MO', 4, 5], ['KY', 4, 6], ['WV', 4, 7], ['VA', 4, 8], ['MD', 4, 9], ['DE', 4, 10], ['AZ', 5, 2], ['NM', 5, 3], ['KS', 5, 4], ['AR', 5, 5], ['TN', 5, 6], ['NC', 5, 7], ['SC', 5, 8], ['DC', 5, 9], ['HI', 6, 0], ['TX', 6, 4], ['OK', 6, 5], ['LA', 6, 6], ['MS', 6, 7], ['AL', 6, 8], ['GA', 6, 9], ['FL', 7, 9], ]; const StateMap = () => { const cell = 56; const gap = 4; const cols = 12; const rows = 8; const w = cols * (cell + gap); const h = rows * (cell + gap); const [mapRef, mapVisible] = useReveal({ threshold: 0.3 }); return (
Coverage Available in 44 states. We file third-party diminished value claims in 44 states plus DC, wherever the law clearly recognizes recovery and our credentials qualify us to file. The remaining states either cap DV recovery or require an in-state appraiser license we don't currently hold (Connecticut, Massachusetts, Nevada, Oregon, Rhode Island).
Third-party Other driver at fault - we file in 44 states + DC.
First-party Your own policy - only Georgia routinely allows it.
{/* Grid map */}
Jurisdictional coverage 44 / 50 + DC
{STATE_GRID.map(([code, r, c]) => { const x = c * (cell + gap); const y = r * (cell + gap); const rule = window.STATE_RULES && window.STATE_RULES[code]; const excluded = !rule || !rule.third_party_dv || rule.licensed_appraiser_required; // Ripple delay from center of US (col 5, row 4) const dx = c - 5, dy = r - 4; const dist = Math.sqrt(dx * dx + dy * dy); const delay = dist * 60 + 200; return ( {code} ); })}
Covered
Not currently serviced
); }; const SampleReport = () => (
The deliverable A report insurers actually open. Eighteen pages. Cover letter, methodology, comparable-sales data, photo documentation, and a single-page demand calculation. Signed by a licensed appraiser in your jurisdiction.
{[ ['Cover letter', 'Plain-English summary, addressed to the claims adjuster.'], ['Methodology', 'How the comp set was selected. Defensible in arbitration.'], ['Comparable sales', '8–12 vehicles, real listings, sourced and dated.'], ['Photo documentation', 'Damage extent, repair quality, structural notes.'], ['Demand calculation', 'One number. One page. Itemized.'], ].map(([k, v], i) => (
0{i + 1}
{k}
{v}
))}
{/* Mock report */}
{/* Header */}
Deevy
Report № DV-2026-04183
Diminished Value Appraisal
2022 Toyota Camry SE
Post-Repair Market Loss Analysis
{/* Two-col data */}
{[ ['VIN', '4T1G11AK···7438'], ['Year / Make', '2022 Toyota'], ['Mileage', '24,180'], ['Loss date', '03 / 14 / 2026'], ['Jurisdiction', 'Virginia'], ['Claim type', 'Third-party'], ].map(([k, v]) => (
{k} {v}
))}
{/* Calc box */}
Calculated diminished value
$5,160.00
18.2% of pre-loss FMV · comparable-sales method
Appraiser
M. Holloway
VA · License #A-4421
Page 1 / 18
{/* Side label */}
Sample · redacted
); Object.assign(window, { StateMap, SampleReport });